The One Big Tip to Use for Healthy Money Communication

Money and relationships can be difficult to negotiate. One person thinks they are the saver while the other is an unnecessary spender. One likes talking about money while the other avoids the subject, repeatedly.  Because money styles can create disharmony in a couple, here is a huge tip to alleviate tension in money relationships.

Money conversations may be easier to avoid than to have but avoiding money conversations are a detriment to strong relationships. Instead of avoiding money conversations, bring up a topic where you can learn about your partner’s financial upbringing. Ask a question like: What was money like growing up for you? How was money talked about when you were little?  What did you do with money when you were little?  And just listen, without inserting a judgmental or comparative comment. It is essential to understand each other’s attitudes and behaviors around money before trying to affect these attitudes. Nobody wants to feel shame or guilt around a habit they want to break but can’t. They want compassion, encouragement, and empowering support. They want to feel capable not unable.

Money is a very personal area in our lives, so learning to talk about money and how you can put frameworks around money in your relationship, is key. When considering frameworks to build around your financial life, ask each other questions like: What does budgeting mean to you? How have you successfully used it in your life? Where has budgeting been an issue for you? How can we create limits that work for each of us and support what it is we want to accomplish financially?

Money is a topic that can become a strong partner to relationships. Transform judgments, accusations, and disappointing attitudes to questions of inquiry, encouragement, empowerment and support.